:root{
    --navy:#0b1f45; --navy-2:#081733; --navy-3:#132b5c;
    --gold:#c9a24a; --gold-2:#e4c67a; --gold-soft:#f6efdd;
    --ink:#14213d; --muted:#5b6478; --line:#e4e6ec; --bg:#ffffff; --bg-2:#f7f6f2;
    --radius:14px; --max:1200px;
    --shadow:0 18px 50px -20px rgba(11,31,69,.25);
  }
  *{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth;scroll-padding-top:90px}
  body{background:var(--bg);color:var(--ink);font-family:Inter,system-ui,sans-serif;line-height:1.65;font-size:16px;-webkit-font-smoothing:antialiased}
  a{color:inherit;text-decoration:none}
  img{display:block;max-width:100%}
  .wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
  .display{font-family:"Barlow Condensed",sans-serif;font-weight:700;text-transform:uppercase;letter-spacing:.005em;line-height:.98}
  h2{font-family:"Barlow Condensed",sans-serif;font-weight:700;text-transform:uppercase;font-size:clamp(2.1rem,4.2vw,3.2rem);line-height:1.02;color:var(--navy)}
  h3{font-size:1.08rem;font-weight:600;line-height:1.35;color:var(--navy)}
  .eyebrow{display:inline-flex;align-items:center;gap:10px;color:var(--gold);font-size:.78rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;margin-bottom:16px}
  .eyebrow::before{content:"";width:28px;height:2px;background:var(--gold)}
  .gold{color:var(--gold)}
  .btn{display:inline-flex;align-items:center;gap:10px;padding:14px 26px;border-radius:8px;font-weight:600;font-size:.95rem;transition:.25s;border:1.5px solid transparent;cursor:pointer;font-family:inherit;white-space:nowrap}
  .btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold-2));color:var(--navy-2)}
  .btn-gold:hover{transform:translateY(-2px);box-shadow:0 12px 28px -8px rgba(201,162,74,.6)}
  .btn-line{border-color:rgba(255,255,255,.35);color:#fff}
  .btn-line:hover{border-color:var(--gold);color:var(--gold-2)}
  .btn-navy{background:var(--navy);color:#fff}
  .btn-navy:hover{background:var(--navy-3)}
  section{padding:104px 0}
  .head{max-width:680px;margin-bottom:54px}
  .head p{color:var(--muted);margin-top:16px;font-size:1.05rem}
  .center{text-align:center;margin-left:auto;margin-right:auto}
  .center .eyebrow::after{content:"";width:28px;height:2px;background:var(--gold)}

  /* Top bar */
  .topbar{background:var(--navy-2);color:#c3cad8;font-size:.8rem}
  .topbar .wrap{display:flex;justify-content:space-between;gap:16px;height:40px;align-items:center}
  .topbar a:hover{color:var(--gold-2)}
  .topbar .l{display:flex;gap:26px}
  .topbar span.i{display:inline-flex;align-items:center;gap:7px}

  /* Header */
  header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);transition:box-shadow .3s}
  header.scrolled{box-shadow:0 8px 30px -12px rgba(11,31,69,.18)}
  .nav{display:flex;align-items:center;justify-content:space-between;height:84px;gap:24px}
  .brand{display:flex;align-items:center;gap:14px}
  .brand img{height:52px;width:auto}
  .brand .bar{width:1.5px;height:40px;background:var(--gold)}
  .brand b{display:block;font-family:"Playfair Display",serif;font-size:1.55rem;color:var(--navy);line-height:1;letter-spacing:-.01em}
  .brand small{display:block;font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-top:5px}
  .links{display:flex;gap:30px;align-items:center;font-size:.93rem;font-weight:500;color:#34405a}
  .links a:not(.btn):hover{color:var(--gold)}
  .menu-btn{display:none;background:none;border:0;color:var(--navy);cursor:pointer}

  /* Hero */
  .hero{position:relative;color:#fff;padding:120px 0 150px;overflow:hidden;background:var(--navy)}
  .hero-bg{position:absolute;inset:0;background:url(../skyline.jpg) center 30%/cover no-repeat;filter:saturate(1.05)}
  .hero::before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(8,23,51,.97) 0%,rgba(11,31,69,.9) 45%,rgba(11,31,69,.55) 100%);z-index:1}
  .hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:5px;background:linear-gradient(90deg,var(--gold),var(--gold-2),var(--gold));z-index:2}
  .hero .wrap{position:relative;z-index:2;display:grid;grid-template-columns:1.2fr .9fr;gap:60px;align-items:center}
  .hero h1{font-size:clamp(3.2rem,7.5vw,6rem)}
  .hero h1 .gold{color:var(--gold-2)}
  .hero .lead{font-size:1.14rem;color:#d3d9e6;max-width:560px;margin:26px 0 36px}
  .hero .lead strong{color:#fff;font-weight:600}
  .actions{display:flex;gap:14px;flex-wrap:wrap}
  .pillars{display:flex;gap:10px 22px;flex-wrap:wrap;margin-top:44px;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:#aeb8cc;font-weight:600}
  .pillars span::before{content:"◆";color:var(--gold);margin-right:9px;font-size:.6rem;vertical-align:2px}
  .partner{background:rgba(255,255,255,.06);border:1px solid rgba(228,198,122,.35);border-radius:18px;padding:34px;backdrop-filter:blur(8px)}
  .partner .top{display:flex;gap:16px;align-items:center;padding-bottom:22px;border-bottom:1px solid rgba(255,255,255,.12);margin-bottom:8px}
  .partner .badge{width:58px;height:58px;border-radius:50%;border:1.5px solid var(--gold);display:grid;place-items:center;flex:none}
  .partner h2{color:#fff;font-size:1.65rem}
  .partner h2 span{color:var(--gold-2)}
  .partner li{list-style:none;display:flex;gap:13px;padding:13px 0;font-size:.95rem;color:#e6eaf2}
  .partner li svg{flex:none;margin-top:3px}

  /* Trust strip */
  .trust{position:relative;z-index:5;margin-top:-62px}
  .trust-grid{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line)}
  .trust-item{padding:26px 26px;display:flex;gap:14px;align-items:center;border-left:1px solid var(--line)}
  .trust-item:first-child{border-left:0}
  .trust-item .ic{width:44px;height:44px;border-radius:10px;background:var(--gold-soft);display:grid;place-items:center;flex:none}
  .trust-item b{display:block;font-size:.95rem;color:var(--navy)}
  .trust-item span{font-size:.82rem;color:var(--muted)}

  /* About */
  .about-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
  .about p{color:var(--muted);margin-bottom:16px}
  .about-card{background:var(--navy);border-radius:20px;padding:44px;color:#fff;position:relative;overflow:hidden}
  .about-card::before{content:"";position:absolute;right:-80px;top:-80px;width:260px;height:260px;border-radius:50%;border:40px solid rgba(201,162,74,.12)}
  .about-card img{height:74px;background:#fff;border-radius:12px;padding:8px 12px;margin-bottom:28px}
  .tri{display:grid;gap:18px;position:relative}
  .tri > div{display:flex;gap:16px;align-items:flex-start}
  .tri .n{font-family:"Barlow Condensed",sans-serif;font-size:1.9rem;color:var(--gold-2);line-height:1;font-weight:700;min-width:36px}
  .tri b{display:block;font-family:"Barlow Condensed",sans-serif;text-transform:uppercase;font-size:1.3rem;letter-spacing:.03em}
  .tri span{color:#b9c3d6;font-size:.92rem}

  /* Services */
  .services{background:var(--bg-2)}
  .svc-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:18px}
  .svc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 22px 26px;transition:.3s;position:relative;overflow:hidden}
  .svc::after{content:"";position:absolute;left:0;right:0;bottom:0;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:.35s}
  .svc:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:transparent}
  .svc:hover::after{transform:scaleX(1)}
  .svc .top{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:20px}
  .svc .ic{width:54px;height:54px;border-radius:50%;background:var(--navy);display:grid;place-items:center}
  .svc .no{font-family:"Barlow Condensed",sans-serif;font-weight:700;font-size:1.5rem;color:var(--gold)}
  .svc p{color:var(--muted);font-size:.88rem;margin-top:8px}

  /* E-invoicing band */
  .band{background:linear-gradient(120deg,var(--navy-2),var(--navy-3));color:#fff;padding:70px 0;position:relative;overflow:hidden}
  .band::before{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(201,162,74,.22),transparent 70%)}
  .band .wrap{display:grid;grid-template-columns:1.4fr auto;gap:40px;align-items:center;position:relative}
  .band h2{color:#fff}
  .band p{color:#c3cbdb;margin-top:12px;max-width:640px}

  /* Why */
  .why-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:0;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
  .why{padding:36px 26px;border-left:1px solid var(--line);transition:.3s}
  .why:first-child{border-left:0}
  .why:hover{background:var(--gold-soft)}
  .why .ic{width:56px;height:56px;margin-bottom:20px}
  .why h3{font-family:"Barlow Condensed",sans-serif;text-transform:uppercase;font-size:1.3rem;letter-spacing:.02em;font-weight:700}
  .why p{color:var(--muted);font-size:.9rem;margin-top:8px}

  /* Industries */
  .industries{background:var(--bg-2)}
  .ind-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
  .ind{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px;display:flex;gap:14px;align-items:center;font-weight:600;color:var(--navy);transition:.25s}
  .ind:hover{border-color:var(--gold)}
  .ind .ic{width:42px;height:42px;border-radius:10px;background:var(--gold-soft);display:grid;place-items:center;flex:none}

  /* Process */
  .steps{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;position:relative}
  .steps::before{content:"";position:absolute;top:31px;left:12%;right:12%;height:2px;background:repeating-linear-gradient(90deg,var(--gold) 0 8px,transparent 8px 16px);opacity:.6}
  .step{text-align:center;position:relative}
  .step .n{width:64px;height:64px;border-radius:50%;background:var(--navy);color:var(--gold-2);display:grid;place-items:center;margin:0 auto 22px;font-family:"Barlow Condensed",sans-serif;font-size:1.6rem;font-weight:700;box-shadow:0 0 0 8px #fff}
  .step p{color:var(--muted);font-size:.92rem;margin-top:8px;max-width:250px;margin-left:auto;margin-right:auto}

  /* FAQ */
  .faq{background:var(--bg-2)}
  .faq-grid{display:grid;grid-template-columns:.8fr 1.4fr;gap:70px}
  details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px 24px;margin-bottom:12px}
  details[open]{border-color:var(--gold)}
  summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px;font-weight:600;color:var(--navy)}
  summary::-webkit-details-marker{display:none}
  summary::after{content:"+";color:var(--gold);font-size:1.5rem;line-height:1;transition:.2s;flex:none}
  details[open] summary::after{transform:rotate(45deg)}
  details p{color:var(--muted);margin-top:12px;font-size:.95rem}

  /* Contact */
  .contact-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:60px;align-items:start}
  .cinfo{display:grid;gap:14px;margin-top:32px}
  .cinfo a,.cinfo div.ci{display:flex;gap:16px;align-items:flex-start;padding:18px 20px;border:1px solid var(--line);border-radius:12px;transition:.25s}
  .cinfo a:hover{border-color:var(--gold)}
  .cinfo .ic{width:42px;height:42px;border-radius:50%;background:var(--navy);display:grid;place-items:center;flex:none}
  .cinfo small{display:block;color:var(--muted);font-size:.75rem;letter-spacing:.1em;text-transform:uppercase;font-weight:600}
  .cinfo b{font-weight:600;color:var(--navy)}
  form{background:var(--navy);border-radius:20px;padding:40px;display:grid;gap:16px;color:#fff;box-shadow:var(--shadow)}
  form h3{color:#fff;font-family:"Barlow Condensed",sans-serif;text-transform:uppercase;font-size:1.8rem;letter-spacing:.01em}
  form > p.sub{color:#b9c3d6;font-size:.92rem;margin-top:-8px}
  .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
  label{font-size:.8rem;color:#c3cbdb;display:grid;gap:7px;font-weight:500}
  input,select,textarea{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);border-radius:8px;padding:13px 14px;color:#fff;font:inherit;font-size:.95rem;width:100%}
  select option{color:var(--ink)}
  input:focus,select:focus,textarea:focus{outline:none;border-color:var(--gold-2);background:rgba(255,255,255,.1)}
  textarea{min-height:120px;resize:vertical}
  .note{font-size:.76rem;color:#95a1b8}
  .note a{color:var(--gold-2);text-decoration:underline}

  /* Footer */
  footer{background:var(--navy-2);color:#aab4c8;font-size:.9rem;padding:70px 0 0}
  .fgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:40px;padding-bottom:50px}
  .flogo{display:inline-flex;align-items:center;gap:12px;background:#fff;border-radius:12px;padding:10px 16px 10px 10px;margin-bottom:20px}
  .flogo img{height:42px}
  .flogo b{font-family:"Playfair Display",serif;color:var(--navy);font-size:1.25rem}
  footer h4{color:#fff;font-family:"Barlow Condensed",sans-serif;text-transform:uppercase;letter-spacing:.08em;font-size:1.1rem;margin-bottom:16px}
  footer ul{list-style:none;display:grid;gap:9px}
  footer a:hover{color:var(--gold-2)}
  .legal{border-top:1px solid rgba(255,255,255,.1);padding:24px 0;font-size:.8rem;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;color:#8591a8}

  .wa{position:fixed;right:22px;bottom:22px;width:58px;height:58px;border-radius:50%;background:#25d366;display:grid;place-items:center;box-shadow:0 10px 26px rgba(0,0,0,.28);z-index:60;transition:.2s}
  .wa:hover{transform:scale(1.08)}

  .reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease}
  .reveal.in{opacity:1;transform:none}

  @media (max-width:1100px){
    .svc-grid{grid-template-columns:repeat(3,1fr)}
    .why-grid{grid-template-columns:repeat(3,1fr)}
    .why{border-top:1px solid var(--line)}
    .fgrid{grid-template-columns:1fr 1fr}
  }
  @media (max-width:960px){
    .links{position:fixed;inset:84px 0 auto 0;background:#fff;flex-direction:column;gap:0;border-bottom:1px solid var(--line);display:none;box-shadow:var(--shadow)}
    .links.open{display:flex}
    .links a{padding:15px;width:100%;text-align:center;border-top:1px solid var(--line)}
    .links .btn{margin:14px;width:calc(100% - 28px);justify-content:center}
    .menu-btn{display:block}
    .hero .wrap,.about-grid,.faq-grid,.contact-grid,.band .wrap{grid-template-columns:minmax(0,1fr)}
    .trust-grid{grid-template-columns:1fr 1fr}
    .trust-item:nth-child(3){border-left:0}
    .trust-item:nth-child(n+3){border-top:1px solid var(--line)}
    .ind-grid{grid-template-columns:repeat(2,1fr)}
    .steps{grid-template-columns:1fr 1fr;row-gap:44px}
    .steps::before{display:none}
  }
  @media (max-width:640px){
    section{padding:76px 0}
    .wrap{padding:0 16px}
    .topbar .hide-sm{display:none}
    .topbar .wrap{font-size:.72rem}
    .hero h1{font-size:clamp(2.4rem,11vw,3.4rem)}
    .brand img{height:42px}.brand b{font-size:1.25rem}.brand small{font-size:.58rem}
    .hero{padding:80px 0 120px}
    .svc-grid,.why-grid,.ind-grid,.steps,.row,.trust-grid,.fgrid{grid-template-columns:1fr}
    .trust-item{border-left:0!important;border-top:1px solid var(--line)}
    .trust-item:first-child{border-top:0}
    .why{border-left:0}
    form,.about-card,.partner{padding:26px}
    .actions .btn{flex:1;justify-content:center}
  }
  @media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}

/* ===== v3 additions ===== */
.skip{position:absolute;left:-999px;top:8px;background:var(--gold);color:var(--navy-2);padding:10px 16px;border-radius:6px;z-index:100;font-weight:600}
.skip:focus{left:8px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.brand picture{display:block}
a.svc{display:flex;flex-direction:column;color:inherit}
.svc p{flex:1}
.svc .more{display:inline-flex;align-items:center;gap:6px;margin-top:16px;font-size:.84rem;font-weight:600;color:var(--gold)}
.svc:hover .more{gap:10px}
.center-cta{text-align:center;margin-top:44px}
.band-actions{display:flex;gap:12px;flex-wrap:wrap}

/* Global section */
.global{background:#fff}
.global-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.gl-lead{color:var(--muted);font-size:1.05rem;margin:18px 0 22px}
.gl-points{list-style:none;display:grid;gap:12px;margin-bottom:30px}
.gl-points li{display:flex;gap:12px;align-items:flex-start;font-weight:500;color:var(--navy)}
.gl-points svg{flex:none;margin-top:3px}
.gl-cards{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.gl-cards.four{grid-template-columns:repeat(4,1fr)}
.gl-card{background:var(--navy);color:#fff;border-radius:var(--radius);padding:28px 24px;position:relative;overflow:hidden;display:flex;flex-direction:column;gap:10px;transition:.3s}
.gl-card::before{content:"";position:absolute;top:0;left:0;width:48px;height:3px;background:var(--gold)}
.gl-card:nth-child(2),.gl-card:nth-child(3){background:var(--navy-3)}
.gl-card b{font-family:"Barlow Condensed",sans-serif;text-transform:uppercase;font-size:1.35rem;letter-spacing:.02em;color:var(--gold-2);line-height:1.1}
.gl-card span{color:#c9d1e1;font-size:.92rem}
.gl-card em{font-style:normal;color:var(--gold-2);font-weight:600;font-size:.85rem;margin-top:auto}
a.gl-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.gl-cards.four .gl-card{background:var(--navy)}
.why-grid.three{grid-template-columns:repeat(3,1fr);background:#fff}
.why-grid.three .why h3{margin-top:0}

/* Inner pages */
.page-hero{position:relative;color:#fff;padding:90px 0 100px;overflow:hidden;background:var(--navy)}
.page-hero.short{padding:110px 0 120px}
.page-hero::before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(8,23,51,.97) 0%,rgba(11,31,69,.92) 55%,rgba(11,31,69,.7) 100%);z-index:1}
.page-hero::after{content:"";position:absolute;left:0;right:0;bottom:0;height:4px;background:linear-gradient(90deg,var(--gold),var(--gold-2),var(--gold));z-index:2}
.page-hero .wrap{position:relative;z-index:2}
.page-hero h1{font-size:clamp(2.4rem,5.4vw,4.2rem);max-width:900px}
.page-hero .lead{color:#d3d9e6;font-size:1.1rem;max-width:720px;margin:22px 0 32px}
.crumbs{font-size:.82rem;color:#9fabc2;margin-bottom:26px}
.crumbs a:hover{color:var(--gold-2)}
.crumbs span{margin:0 6px;opacity:.6}
.crumbs em{font-style:normal;color:#fff}
.page-body{padding:90px 0}
.page-grid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:60px;align-items:start}
.content h2{font-size:clamp(1.7rem,3vw,2.2rem);margin:44px 0 16px}
.content h2:first-child{margin-top:0}
.content p{color:var(--muted);margin-bottom:14px;font-size:1.02rem}
.content.narrow{max-width:780px;margin:0 auto}
.content a{color:var(--gold);font-weight:500}
.inc{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:12px}
.inc li{display:flex;gap:12px;align-items:flex-start;background:var(--bg-2);border-radius:10px;padding:16px 18px;font-weight:500;color:var(--navy);font-size:.95rem}
.inc svg,.who svg{flex:none;margin-top:2px}
.whos{display:grid;gap:10px;margin-bottom:10px}
.who{display:flex;gap:12px;align-items:flex-start;border-left:3px solid var(--gold);padding:10px 16px;color:var(--ink)}
.side{position:sticky;top:110px;display:grid;gap:20px}
.side-card{background:var(--navy);color:#fff;border-radius:18px;padding:30px;display:grid;gap:14px;box-shadow:var(--shadow)}
.side-card h3{color:#fff;font-family:"Barlow Condensed",sans-serif;text-transform:uppercase;font-size:1.6rem}
.side-card p{color:#b9c3d6;font-size:.92rem}
.side-card .btn{justify-content:center}
.side-line{display:flex;gap:10px;align-items:center;font-size:.9rem;color:#e6eaf2;padding-top:12px;border-top:1px solid rgba(255,255,255,.12)}
.side-line:hover{color:var(--gold-2)}
.side-list{border:1px solid var(--line);border-radius:18px;padding:24px}
.side-list h4{font-family:"Barlow Condensed",sans-serif;text-transform:uppercase;font-size:1.2rem;color:var(--navy);margin-bottom:10px}
.side-list ul{list-style:none;display:grid}
.side-list a{display:block;padding:9px 0;border-bottom:1px solid var(--line);font-size:.9rem;color:var(--muted)}
.side-list li:last-child a{border-bottom:0}
.side-list a:hover,.side-list a[aria-current]{color:var(--gold);font-weight:600}
.fwa{display:inline-block;margin-top:14px;color:var(--gold-2);font-weight:600}
.legal a{text-decoration:underline}

@media (max-width:1100px){
  .gl-cards.four{grid-template-columns:1fr 1fr}
  .page-grid{grid-template-columns:minmax(0,1fr)}
  .side{position:static}
}
@media (max-width:960px){
  .global-grid{grid-template-columns:minmax(0,1fr)}
  .why-grid.three{grid-template-columns:1fr}
}
@media (max-width:640px){
  .gl-cards,.gl-cards.four,.inc{grid-template-columns:1fr}
  .page-hero{padding:64px 0 76px}
  .page-body{padding:64px 0}
  .band-actions .btn{flex:1;justify-content:center}
}

/* ===== v4: grouped services ===== */
.svc4-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.svc4{background:#fff;border:1px solid var(--line);border-radius:18px;padding:36px;display:flex;flex-direction:column;transition:.3s;position:relative;overflow:hidden;color:inherit}
.svc4::after{content:"";position:absolute;left:0;right:0;bottom:0;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:.35s}
.svc4:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:transparent}
.svc4:hover::after{transform:scaleX(1)}
.svc4 .ic{width:58px;height:58px;border-radius:50%;background:var(--navy);display:grid;place-items:center;margin-bottom:22px}
.svc4 h3{font-family:"Barlow Condensed",sans-serif;text-transform:uppercase;font-size:1.75rem;letter-spacing:.01em;font-weight:700}
.svc4 p{color:var(--muted);margin:8px 0 18px}
.svc4 ul{list-style:none;display:flex;flex-wrap:wrap;gap:8px;margin-bottom:22px;flex:1;align-content:flex-start}
.svc4 li{background:var(--gold-soft);color:var(--navy);font-size:.82rem;font-weight:600;padding:6px 12px;border-radius:999px}
.svc4 .more{display:inline-flex;align-items:center;gap:8px;font-weight:600;color:var(--gold);font-size:.92rem}
.svc4:hover .more{gap:12px}
.toc{display:flex;flex-wrap:wrap;gap:10px;margin:22px 0 10px}
.toc a{border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-size:.88rem;font-weight:600;color:var(--navy)}
.toc a:hover{border-color:var(--gold);color:var(--gold)}
.sub{margin-top:44px;padding-top:40px;border-top:1px solid var(--line);scroll-margin-top:110px}
.sub-head{display:flex;gap:16px;align-items:center;margin-bottom:14px}
.sub-head .ic{width:50px;height:50px;border-radius:50%;background:var(--navy);display:grid;place-items:center;flex:none}
.sub-head h2{margin:0!important}
.sub .inc{margin-top:18px}
@media (max-width:760px){.svc4-grid{grid-template-columns:1fr}.svc4{padding:26px}}